We bring everything. Processor. AI KYC. Cloaking. You keep selling.
High-risk businesses lose card processing constantly. We bring the payment processor, run identity verification through our own AI KYC system, integrate tailor-made cloaking, and open a UK Ltd when you need one. Your team does not touch KYC, onboarding, or processor dashboards. Full stack $4,500 upfront plus 15% on all transaction volume.
AI KYC is included. We run it. You never see it.
This is the core of hands-off. We built an AI-powered KYC system for Stripe, Revolut, SumUp, and similar rails, and we operate it on every Full stack engagement. Identity verification is not your job. It is ours.
Built into every engagement
AI KYC is not an add-on or a referral. It is how we onboard Stripe, Revolut Business, SumUp, and similar rails. Same bar the processor expects. Our system, our operators, included.
Document + biometric + liveness
Government ID capture, face match, and liveness where required. AI handles the first pass. Our team reviews edge cases before anything hits the processor queue. You are not in that loop.
You do nothing on KYC
You do not create processor accounts. You do not upload selfies. You do not chase rejection emails. We bring the identity stack and we run it. That is the product.
Aligned with the rest of the table
KYC sits inside the same engagement as entity setup, gateway onboarding, and cloaking. Account structure and identity stay aligned from day one because one team owns all of it.
We bring the whole table. You bring the store.
Payment processor, AI KYC, cloaking, and entity setup as one Full stack package. We put everything on the table. Your team sells. You do not onboard processors, complete KYC, or configure cloaking.
We bring the payment processor
You do not shop for SumUp, Revolut Business, Stripe, or card rails. We match the processor to your vertical, open the accounts, wire the APIs, and connect cards plus Apple Pay, Google Pay, and Amazon Pay on the same cloaked flow.
We bring AI KYC
Our own identity verification system runs processor KYC end to end. Document checks, biometric match, and liveness where the rail requires it. Your team never logs into a processor dashboard, never uploads a selfie, never chases a rejection email.
We bring payment cloaking
Your selling site stays as-is. Our specialists integrate vertical-tuned cloaking on your infrastructure so processing stays clean. Hardening matches what your niche actually gets flagged on. You do not configure it.
We bring the entity when needed
Already have an LLC, UK Ltd, or other company? We work with it. Need a new entity? We only open UK Ltds. Formation fees are included. You do not handle Companies House paperwork.
We bring account infrastructure
Isolated account setup per client. Dedicated devices and credentials where the engagement requires it. Your team does not babysit logins, platform dashboards, or recovery flows.
We keep it running
Post-launch support on Telegram is included. The 15% processing fee covers ongoing account health, review response, and processor rotation when risk models tighten. You keep selling.
Four steps. After you pay, we do the work.
You qualify, we quote, you pay. Then we bring entity, AI KYC, processors, and cloaking as one Full stack delivery. The 15% fee on all transaction volume starts once you go live.
Qualify and scope
Submit the intake form or reach us on Telegram. Tell us your store, vertical, stack, and volume. Our team confirms fit and sends a fixed Full stack quote.
Payment and kickoff
Full payment upfront at $4,500. Crypto preferred, card via invoice on request. You grant store and hosting access. From there we bring entity, AI KYC, processors, and cloaking. Your team stays out of the build.
We build the full stack
We open a UK Ltd if you need one, run AI KYC, onboard gateways, integrate vertical-tuned cloaking, and wire live processing. Real test charges before anything goes live. Your team is not in the build loop.
Go-live and support
You get a working payment stack with written guidance on what to avoid post-launch. Support on Telegram is included. The 15% fee covers ongoing account management.
Not just Stripe. Full card and wallet coverage.
Several gateway options for high-risk verticals. The cloaking layer sits in front of whichever rail fits your niche. Cards and express wallets on the same integrated setup.
Where our team operates.
If your vertical is on this list, we have deployed entity structures, AI KYC, gateway accounts, and cloaking hardening for it before. If it is not, reach out anyway. We have likely touched something adjacent.
Gray-area dropship
High-velocity general and niche dropship. Processors flag these on first volume spike. Our team deploys cloaking and account structures built for velocity without tripping automated review.
CBD, supplements, weight loss
Categories processors nominally allow but review aggressively. We match entity setup, AI KYC, processor choice, and cloaking hardening to survive the reviews these verticals almost always trigger.
Replica and adult-adjacent
Formally restricted categories. Requires genuine separation in the cloaking layer and infrastructure that holds up under closer human review. Quoted inside the Full stack engagement.
VSL and affiliate funnels
High-ticket coaching, info products, supplement upsells. Cloaking sits in front of whichever checkout component your funnel uses, with wallet rails wired through the same merchant profile.
Everything we bring to a high-risk launch.
One Full stack package. We bring the processor, AI KYC, vertical-tuned cloaking, full card and wallet rails, and UK Ltd formation when you need it. $4,500 upfront plus 15% on all transaction volume. Your team does none of the KYC or processor setup.
UK Ltd formation (when you need it)
Bring an existing LLC, UK Ltd, or other entity. We only open UK Ltds when formation is needed. Fees included. Identity for incorporation runs through our AI KYC stack. You do not handle formation.
We bring the processor and gateway
SumUp, Revolut Business, Stripe, and card rails matched to your vertical. We open accounts, wire APIs, and manage day-to-day technical infrastructure. You do not shop processors.
We bring AI KYC
We complete identity verification for every processor account in the engagement. Your team does not touch platform KYC flows. That work stays with us.
Vertical-tuned cloaking
Tailor-made cloaking for your niche, not a generic template. CBD, replica, dropship, VSL, adult-adjacent: hardening matches what that vertical actually gets flagged on. We integrate it.
Full payment stack
Cards, Apple Pay, Google Pay, and Amazon Pay where the processor supports them. Subscriptions, 3DS, refunds, and disputes through the same cloaked merchant profile.
Managed handoff and maintenance
Isolated infrastructure, written handoff, Telegram support. The 15% fee covers ongoing account health and processor rotation when risk models shift.
One package. We bring everything.
One Full stack engagement. Processor, AI KYC, cloaking, entity when needed. Scoped to your vertical after qualification. Fair price for what lands on the table.
We bring the payment processor, AI-powered KYC, cloaking, and entity setup when needed. Your team does nothing on KYC, onboarding, or processor dashboards. You keep selling.
Check if you qualify- +We bring the payment processor and gateway accounts
- +We bring AI-powered KYC. Your team does none of it
- +We bring vertical-tuned payment cloaking
- +UK Ltd formation when you need it (fees included; we only open Ltd)
- +Bring your own LLC or Ltd if you already have one
- +Cards, Apple Pay, Google Pay, Amazon Pay where supported
- +Managed account structure and isolated handoff
- +15% processing fee on all transaction volume (ongoing)
- +Telegram support included post-delivery
- +Full $4,500 upfront before work starts
Full stack: $4,500 upfront plus 15% on all transaction volume. We bring the processor and AI KYC. Crypto preferred (BTC, USDT on TRC-20 or ERC-20). Card via invoice on request. Full upfront before work starts.
What you get working with our team.
A specialist agency that replaces the five-vendor patchwork high-risk merchants usually assemble. We bring entity, AI KYC, processors, cloaking, and ongoing account management under one roof. You do not assemble it.
Common questions.
If your question is not here, reach our team on Telegram. We would rather walk through your specific situation than guess at it on a public page.
What does spof.cc actually do?
What is the Full stack package?
Do we have to do anything on KYC or processor setup?
What is the 15% processing fee?
Do I need a UK Ltd to work with you?
Which processors and payment methods do you support?
What stacks do you integrate with?
How long does onboarding take?
How does the qualification form work?
How do we pay?
What if something breaks after launch?
We bring the stack. You keep selling.
Submit the qualification form or contact our team on Telegram with your store, vertical, and volume. $4,500 upfront plus 15% on all transaction volume.